Scams Targeting Seniors: A Growing Concern
Senior scams are alarmingly common, preying on trust, pride, and sometimes mild cognitive decline. Elderly individuals living independently are especially vulnerable, often hesitant to admit when they’ve been scammed for fear of embarrassment or losing their independence.
While it’s challenging to stop scammers entirely, understanding their tactics and learning to recognize red flags can significantly reduce the risk. By staying informed, we can better protect our loved ones from becoming victims.
Episode 10 of #TheSeniorSpotlight Podcast
To learn more about protecting seniors from scams, tune into Episode 10 of #TheSeniorSpotlight Podcast: Holiday Scams 101: What Seniors and Families Need to Know. Host Mary Cordova, alongside Matt Santelli and Jenny Austin-Krzemien, shares:
- Common scams targeting seniors and how they operate.
- Practical steps to recognize red flags and protect loved ones.
- Stories of seniors who fell victim to fraud and how families can help.
Listen now to gain the tools needed to safeguard seniors.
Common Senior Scams and Red Flags
1. Medicare Scams
Scammers posing as Medicare representatives call seniors, requesting their ID number or other personal information.
- How to Spot It: Medicare will never call unsolicited or ask for your ID number over the phone. Legitimate requests come directly from your doctor or in-person visits.
- What to Do: Instruct seniors to direct callers to their physician. If it’s legitimate, the doctor can handle the request.
2. Independent Caregiver Scams
Unverified individuals offering caregiver services for a fraction of typical costs often turn out to be scammers.
- How to Spot It: Reputable caregivers are employed by licensed organizations such as Right at Home or Visiting Angels. Door-to-door solicitations or online ads are red flags.
- What to Do: Always verify credentials and ensure caregivers are vetted by a reputable agency.
3. Contractor Scams
Fraudulent contractors may overcharge for unnecessary repairs or claim additional work is required mid-project.
- How to Spot It: Scammers avoid contracts, fail to provide references, or request full payment upfront.
- What to Do: Research contractors online, ask for multiple quotes, and verify licensing and reviews before hiring.
How to Protect Seniors from Scams
1. Open the Conversation
Encourage seniors to share concerns or suspicious interactions without fear of judgment. Reassure them that reporting scams is a strength, not a weakness.
2. Teach Research Skills
Seniors may not be as tech-savvy, but teaching basic skills like checking reviews, verifying credentials, and spotting secure websites (HTTPS and a padlock symbol) can go a long way.
3. Ask Questions and Gather Information
Whenever someone offers a service or requests personal information, ask for their name, contact details, and company. Use this information to research their legitimacy.
4. Stay Skeptical of Too-Good-To-Be-True Offers
Remind seniors that promises of quick wealth, “miracle” health solutions, or incredibly low-cost services are often scams.
Concierge Care Advisors: Trusted Support for Families
At Concierge Care Advisors, we understand the unique challenges seniors face. We connect families with thoroughly vetted senior living communities, ensuring a safe and secure environment for your loved ones.
Our team is here to guide you through the decision-making process, and our services are always free to families.
Contact Us Today
Protect your loved one’s future and well-being. Contact Us to schedule a consultation and learn how we can help.
